Start HSA balance at $4,000 initial rollover

Updated initial balance from $2,500 to $4,000. Final HSA balance
is now $12,000 ($4k initial + $4k×2 years of contributions).

🤖 Generated with [Claude Code](https://claude.com/claude-code)

Co-Authored-By: Claude Opus 4.5 <[email protected]>

Author: JavaDogWebDesign

scripts/generate_test_data.py

@@ -684,7 +684,7 @@ def generate_test_data():
     # (amount, change_type, notes, date)
     # Add entries each year so the chart shows the balance over time
     transactions = [
-        (2500.00, 'initial_balance', 'Initial HSA rollover from previous employer', '2022-01-01'),
+        (4000.00, 'initial_balance', 'Initial HSA rollover from previous employer', '2022-01-01'),
         (4000.00, 'contribution', '2022 annual HSA contribution', '2022-01-15'),
         (4000.00, 'contribution', '2023 annual HSA contribution', '2023-01-15'),
         # No HSA contributions 2024-2025 (switched to FSA plan)
@@ -709,7 +709,7 @@ def generate_test_data():
         })
         history_id += 1
 
-    # Final balance should be $10,500
+    # Final balance should be $12,000
     final_hsa_balance = running_balance
 
     return {