diff --git a/docs/partnership/document-center/company-registration/belgium.mdx b/docs/partnership/document-center/company-registration/belgium.mdx
index 7f899ceee3..03403daf96 100644
--- a/docs/partnership/document-center/company-registration/belgium.mdx
+++ b/docs/partnership/document-center/company-registration/belgium.mdx
@@ -71,11 +71,14 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Akte van Oprichting / Statuts | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Must include company name, objectives, and management structure.</li></ul> |
 | Notulen vergadering / Procès verbal* | Latest meeting minutes* | <ul><li>Must be the most recent.</li><li>Signed by attendees.</li></ul> |
 | Identiteitsdocument / Pièce d'identité | Identity document of UBOs | <ul><li>All valid identity documents are accepted.</li><li>Must be in color (both sides if applicable).</li></ul> |
-| KVK uittreksel UBO-register / Extrait registre UBO | Ultimate Beneficial Owner (UBO) certificate | <ul><li>Official document signed and stamped.</li><li>Requested if not clearly shown on proof of registration.</li><li>Screenshots of the UBO declaration are not accepted.</li></ul> |
+| Uittreksel UBO-register / Extrait registre UBO | UBO register extract | <ul><li>From UBO Register (requires NBB authorization) **or** company provision.</li><li>Mandatory under Belgian law.</li></ul> |
 | Bewijs van adres / Justificatif de domicile | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Bewijs van adres / Justificatif de l'adresse de la société | Proof of company address | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Aangifte vennootschapsbelasting / Avis d'imposition | Business income tax return | <ul><li>Most recent (for the previous year).</li></ul> |
-| Volmacht / Procuration | Power of Attorney and identity document of the legal representative | <ul><li>Must be dated (within the last year) and signed.</li><li>Identity document required if the legal representative is not the account holder.</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
+| Volmacht / Procuration | Power of Attorney (if applicable) | <ul><li>From authorized directors/Board of Directors.</li><li>Must grant power to open *and* manage accounts.</li><li>Must be dated (within the last year) and signed.</li><li>Identity document required if the legal representative is not the account holder.</li></ul> |
+| Organisatiestructuur / Organigramme | Governance structure documentation | <ul><li>Required when the association's governance structure is complex or not clear from other documents.</li><li>Provided by the account holder.</li></ul> |
+| Lidmaatschapsovereenkomst / Convention d'adhésion | Membership agreement | <ul><li>Must include member names, terms, and conditions of membership.</li></ul> |
+| PEP-verklaring / Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Sent to the user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
 
 ## Homeowner associations {#homeowners-associations}
 
@@ -91,11 +94,13 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 |---|---|---|
 | Uittreksel Handelsregister / Extrait BCE* | Proof of Registration* | <ul><li>From CBE Public Search using address or registration number - save as PDF.</li><li>⚠️ **Note:** Some HOAs not yet registered in CBE.</li></ul> |
 | Basisakte en appartementsreglement / Acte de base et règlement de copropriété | Deed of Co-ownership and Internal Regulations | <ul><li>To be provided by the HOA.</li><li>Must be the most recently published version, or dated within the last **6 months** if amendments have been made.</li><li>Fundamental governing documents.</li></ul> |
-| Notulen vergadering / Procès verbal* | Latest meeting minutes* | <ul><li>To be provided by HOA.</li><li>Shows current decisions and authority.</li><li>Must be the most recent.</li><li>Must be signed by assembly president, secretary, and co-owners present.</li></ul> |
-| Identiteitsdocument / Pièce d'identité* | Identity document of Syndic* | <ul><li>All valid identity documents are accepted.</li><li>Syndic is sole legal representative.</li><li>Must be a valid identity document.</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
-| Professionele referenties / Attestation professionnelle | Professional credentials | <ul><li>IPI number verification from IPI website.</li><li>IPI number format: 6 digits (e.g., 505.833).</li><li>Verification if professional Syndic.</li></ul> |
-| Financiële verklaring / Compte financier | Financial statement | <ul><li>To be provided by HOA.</li><li>For enhanced due diligence.</li></ul> |
+| Notulen vergadering / Procès verbal de l'assemblée générale* | Latest meeting minutes* | <ul><li>To be provided by HOA.</li><li>Shows current decisions and authority.</li><li>Must be the most recent.</li><li>Must be signed by assembly president, secretary, and co-owners present.</li></ul> |
+| Identiteitsdocument / Pièce d'identité van de syndicus* | Identity document of Syndic* | <ul><li>All valid identity documents are accepted.</li><li>Syndic is sole legal representative.</li><li>Must be a valid identity document.</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
+| Professionele referenties / Attestation professionnelle | Professional credentials | <ul><li>IPI/BIV number verification from IPI website.</li><li>IPI number format: 6 digits (e.g., 505.833).</li><li>Verification if professional Syndic.</li></ul> |
+| Financiële verklaring / Compte financier / Rapport d'activité / Relevés bancaires | Financial statements / Evidence of financial activity | <ul><li>To be provided by HOA.</li><li>For enhanced due diligence.</li></ul> |
 | Volmacht / Procuration | Power of attorney from Syndic | <ul><li>From Syndic only.</li><li>⚠️ Syndic cannot delegate without general assembly agreement.</li><li>Proof of general assembly authorization for delegation required.</li><li>Must be dated (within the last year) and signed.</li></ul> |
+| Organisatiestructuur / Organigramme | Governance structure documentation | <ul><li>Required when the association's governance structure is complex or not clear from other documents.</li><li>Provided by the account holder.</li></ul> |
+| UBO-verklaring / Extrait registre UBO | UBO declaration / UBO register extract | <ul><li>From UBO Register (requires NBB authorization).</li><li>Requested by Swan only where governance is unclear.</li></ul> |
 
 ## Cooperatives {#cooperatives}
 
@@ -113,7 +118,7 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Lidmaatschapsovereenkomst / Convention d'adhésion* | Membership agreement* | <ul><li>Must include member names, terms, and conditions of membership.</li></ul> |
 | Akte van Oprichting / Statuts | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Must include company name, objectives, and management structure.</li></ul> |
 | Notariële oprichtingsakte / Acte notarié de constitution* | Notarial deed of incorporation (with list of directors)* | <ul><li>Includes the appointment of board members in the final provisions (Slotbepalingen).</li></ul> |
-| Uittreksel UBO-register / Extrait registre UBO | Ultimate Beneficial Owner (UBO) certificate | <ul><li>Official document signed and stamped.</li><li>Requested if not clearly shown on proof of registration.</li><li>If not available, a membership certificate, share certificate, or UBO confirmation letter may be accepted.</li><li>Screenshots of the UBO declaration are not accepted.</li></ul> |
+| UBO-verklaring / Extrait registre UBO | Ultimate Beneficial Owner (UBO) certificate | <ul><li>Official document signed and stamped.</li><li>Requested if not clearly shown on proof of registration.</li><li>If not available, a membership certificate, share certificate, or UBO confirmation letter may be accepted.</li><li>Screenshots of the UBO declaration are not accepted.</li></ul> |
 | Notulen vergadering / Procès-verbal | Meeting minutes, house rules, member list, voting records, or board member documents | <ul><li>Only required once members or investors are onboarded.</li><li>Must be the latest versions.</li><li>Signed by attendees.</li><li>Not mandatory for cooperatives less than 1 year old.</li></ul> |
 | Bewijs van adres / Justificatif de domicile | Proof of address | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Financiële overzichten / États financiers | Financial statements | <ul><li>Most recent annual report or balance sheet.</li><li>Dated within the last 3 months.</li></ul> |
diff --git a/docs/partnership/document-center/company-registration/france.mdx b/docs/partnership/document-center/company-registration/france.mdx
index d4423bdc9a..6a86d51328 100644
--- a/docs/partnership/document-center/company-registration/france.mdx
+++ b/docs/partnership/document-center/company-registration/france.mdx
@@ -51,8 +51,8 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Statuts de l'association | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li></ul> |
 | Procuration signée par le représentant légal et Pièce d'identité du représentant légal | Power of Attorney (POA) and the identity document of the legal representative. | <ul><li>POA must be dated (within the last year) and signed.</li><li>Identity document of the legal representative if they are not the account holder.</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
 | Pièce d'identité des bénéficiaires effectifs | Identity documents of the UBOs | <ul><li>All valid identity documents are accepted.</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
-| Justificatif de domicile des bénéficiaires effectifs | Proofs of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
-| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
+| Justificatif de domicile des bénéficiaires effectifs | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
+| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
 | Etat financiers de l'organisation or Liasse Fiscale | Proof of company income | <ul><li>Must be the most recent.</li></ul> |
 | Déclaration sur l'honneur des Bénéficiaires effectifs | Sworn statement | <ul><li>Must be dated and signed within the last 3 months.</li></ul> |
 | Organigramme de l'entreprise | Company structure chart | <ul><li>Document must be authentic and the latest version.</li></ul> |
@@ -76,7 +76,7 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Preuve d'activité | Proof of activity | <ul><li>For professions libérales, provide the URSSAF declaration from the last month.</li></ul> |
 | Justificatif de l'adresse de la société | Proof of company address | <ul><li>Provide a document such as Synthèse INPI, Kbis, or avis de situation INSEE.</li><li>Must be dated within the last 3 months.</li></ul> |
 | Justificatif de ressources | Proof of income | <ul><li>Submit a tax return (Avis d'imposition) from the previous year, or</li><li>last month's pay slip (fiches de paie) dated within the last 3 months, or</li><li>the last URSSAF declaration.</li></ul> |
-| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
+| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
 
 
 ## Associations {#associations}
@@ -92,18 +92,22 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 
 ### Accepted documents {#association-documents}
 
-
 | Document type (French) | Description | Details |
 |---|---|---|
-| Preuve d'enregistrement* | Proof of registration* | <ul><li>Announcement in the Journal Officiel (official journal).</li><li>Requested for associations from **Alsace** or **Moselle**.</li></ul> |
+| Preuve d'enregistrement* | Proof of registration* | <ul><li>Announcement in the Journal Officiel (JOAFE).</li><li>Requested for associations from **Alsace** or **Moselle**.</li></ul> |
 | Statuts de l'association | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li></ul> |
-| Procès verbal* | Latest meeting minutes* | <ul><li>Meeting minutes must be the most recent within the last 2 years.</li></ul> |
-| Procès verbal du président* | Appointment of the president* | <ul><li>Internal company document showing the details of the appointed president.</li></ul> |
-| Justificatif de l'adresse de la société | Proof of company address | <ul><li>Must be dated within the last 3 months.</li></ul> |
-| Avis d'imposition | Company's tax return | <ul><li>Must be the most recent tax return.</li></ul> |
-| Procuration signée par le représentant légal et Pièce d'identité du représentant légal | Power of attorney & identity document of the legal representative (if not the account holder) | <ul><li>Must be dated within the last year.</li></ul> |
-| Premier transfert | First transfer | <ul><li>Requested for associations from **Alsace** or **Moselle**.</li></ul> |
-| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
+| Procès-verbal de la dernière assemblée générale* | Latest general meeting minutes* | <ul><li>Meeting minutes must be the most recent within the last 2 years.</li></ul> |
+| Procès verbal du président | Appointment of the president | <ul><li>Internal company document showing the details of the appointed president.</li></ul> |
+| Justificatif de l'adresse de l'association | Proof of association address | <ul><li>Must be dated within the last 3 months.</li></ul> |
+| Justificatif de situation financière / origine des fonds | Evidence of the association's funds | <ul><li>Must be the most recent version, and can include annual accounts, bank statements, and tax returns.</li></ul> |
+| Procuration et pièce d'identité du représentant légal | Power of attorney and identity document of the legal representative (if not the account holder) | <ul><li>Must be dated within the last year.</li></ul> |
+| Structure de gouvernance / Organigramme | Governance structure documentation | <ul><li>Required when the association's governance structure is complex or not clear from other documents.</li><li>Provided by the account holder.</li></ul> |
+| Liste des membres / Règlement d'admission | Membership list / admission rules | <ul><li>Provided by the account holder.</li></ul> |
+| Déclaration des bénéficiaires effectifs / Déclaration de contrôle effectif | UBO declaration  | <ul><li>For example:<ul><li>Copie intégrale des informations déclarées</li><li>Déclaration Relative au(x) Bénéficiaire(s) Effectif(s) d'une Société</li><li>Document Relatif au Bénéficiaire Effectif</li></ul></li><li>Must be an official document, dated, signed, and stamped.</li><li>Provided by the account holder.</li></ul> |
+| Décret de reconnaissance d'utilité publique | Declaration recognizing public utility status | <ul><li>Must be dated within the last 3 months.</li><li>Provided by the account holder.</li></ul> |
+| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user by Swan (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
+| Déclaration sur l'honneur / auto-déclaration signée | Sworn statement | <ul><li>Must be dated within the last 3 months.</li><li>Provided by the account holder.</li></ul> |
+
 
 ## Homeowners associations {#homeowners-associations}
 
@@ -131,7 +135,7 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Procès verbal de nomination des élus | Minutes of appointment of elected officials | <ul><li>Internal company document</li><li>Must be signed.</li></ul> |
 | Justificatif de l'adresse de la société | Proof of company address | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Avis d'imposition de l'entreprise | Company's tax return | <ul><li>Must be the most recent tax return.</li></ul> |
-| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user</li><li>Must be dated and signed.</li></ul> |
+| Formulaire Personne Politiquement Exposée (PPE) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user</li><li>Must be dated and signed.</li></ul> |
 
 :::warning Additional documentation
 Depending on the company type, business activity, and applicable regulations, Swan may request additional documentation at any stage of the account lifecycle. The documents listed on these pages are standard requirements — not an exhaustive list.
diff --git a/docs/partnership/document-center/company-registration/germany.mdx b/docs/partnership/document-center/company-registration/germany.mdx
index 1b4072d9b4..89ac0babc1 100644
--- a/docs/partnership/document-center/company-registration/germany.mdx
+++ b/docs/partnership/document-center/company-registration/germany.mdx
@@ -45,7 +45,7 @@ Documents marked with an asterisk (*) are mandatory, meaning they are **required
 | UBO-Zertifikat* | Ultimate Beneficial Owners (UBO) certificate* | <ul><li>Must include all direct and indirect UBOs (ownership ≥25%).</li></ul> |
 | Personalausweis der wirtschaftlich Berechtigten (UBOs) | Identity documents of UBOs | <ul><li>Valid identity documents in color</li><li>Both sides if applicable.</li></ul> |
 | Vollmacht <br /> Personalausweis | Power of Attorney and ID of the legal representative | <ul><li>Required if the legal representative is not the account holder.</li></ul> |
-| Formular für politisch exponierte Personen (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on communication preferences).</li><li>Must be dated and signed.</li></ul> |
+| Formular für politisch exponierte Personen (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on communication preferences).</li><li>Must be dated and signed.</li></ul> |
 | Finanzberichte (z.B. Steuererklärung) | Financial statements | <ul><li>Most recent annual report or balance sheet.</li></ul> |
 | Eidesstattliche Erklärung | Sworn statement | <ul><li>Must be signed and dated within the last 3 months.</li></ul> |
 | Organigramm des Unternehmens | Company structure chart | <ul><li>An internal company document showing the holding structure.</li></ul> |
@@ -73,6 +73,64 @@ Documents marked with an asterisk (*) are mandatory, meaning they are **required
 | Brief vom Finanzamt* | Letter from the tax office* | <ul><li>Letter confirming tax ID or VAT number.</li></ul> |
 | Steuerbescheid | Tax declaration (most recent) | <ul><li>Must be issued by the tax office and dated within the last year.</li></ul> |
 
+## Associations {#associations}
+
+### Legal forms {#association-types}
+
+| Legal form (German) | Description |
+| --- | --- |
+| Eingetragener Verein (e.V.) | Registered association |
+| Nicht eingetragener Verein | Unregistered association |
+| Gemeinnütziger Verein | Charitable association |
+| Stiftung | Foundation |
+
+### Accepted documents {#association-documents}
+
+| Document type (German) | Description | Details |
+| --- | --- | --- |
+| Vereinsregisterauszug / VR-Auszug\* | Proof of registration\* | <ul><li>Must be issued by the Vereinsregister (association register).</li><li>Must be the latest available extract.</li><li>Confirm there are no dissolution or liquidation flags.</li><li>Retrieved by Swan when available; otherwise provided by the account holder.</li></ul> |
+| Satzung des Vereins / Vereinssatzung\* | Articles of Association (statutes)\* | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Provided by the account holder.</li></ul> |
+| Gründungsprotokoll / Errichtungsurkunde | Founding deed | <ul><li>Required when founding documents aren't included in the statutes or register extract.</li><li>Provided by the account holder.</li></ul> |
+| Protokoll der Mitgliederversammlung | General meeting minutes | <ul><li>Required when governance or representation powers aren't clear from the register extract.</li><li>Must be the latest version.</li><li>Should show names, roles, effective mandate date, and signatures.</li><li>Provided by the account holder.</li></ul> |
+| Vorstandswahlprotokoll | Board or president appointment decision | <ul><li>Required when the register extract doesn't clearly show current board members or representation powers.</li><li>Provided by the account holder.</li></ul> |
+| Organisationsstruktur / Organigramm | Governance structure documentation | <ul><li>Required when the association's governance structure is complex or not clear from other documents.</li><li>Provided by the account holder.</li></ul> |
+| Mitgliederliste / Aufnahmeordnung | Membership list / admission rules | <ul><li>Provided by the account holder.</li></ul> |
+| Personalausweis / Reisepass des Kontoverwalters\* | Account administrator identity document\* | <ul><li>Must be a valid identity document in color.</li><li>Both sides, if applicable.</li><li>Provided by the account holder.</li></ul> |
+| Identitätsprüfung des Kontoverwalters\* | Account administrator identity verification\* | <ul><li>Provided via eID, PostIdent, VideoIdent, or expert verification.</li><li>Provided by the account holder.</li></ul> |
+| Personalausweis des gesetzlichen Vertreters\* | Identity document of the legal representative\* | <ul><li>Must be a valid identity document in color.</li><li>Both sides, if applicable.</li><li>Provided by the account holder.</li></ul> |
+| Vertretungsbescheinigung / Vereinsregisterauszug\* | Legal representative authority\* | <ul><li>Must confirm representation powers granted to the legal representative.</li><li>Must be dated.</li><li>Provided by the account holder.</li></ul> |
+| Vollmacht zur Kontoeröffnung und -verwaltung | Power of Attorney | <ul><li>Required when the person opening the account is not a legal board member (*Vorstand*).</li><li>The Power of Attorney must clearly grant account-opening and management powers.</li><li>Must be signed by the correct legal representative(s).</li><li>Must be dated within the last year.</li><li>Provided by the account holder.</li></ul> |
+| Selbstauskunft zum wirtschaftlich Berechtigten / Transparenzregisterauszug | UBO declaration (transparency register extract) | <ul><li>Provided by the account holder.</li></ul> |
+| Mittelherkunftsnachweis | Source of funds evidence | <ul><li>Provided by the account holder.</li></ul> |
+| Aktivitäts- und Finanzierungsfragebogen | Activity and funding questionnaire | <ul><li>Provided by the account holder.</li></ul> |
+| Finanzberichte / Jahresabschluss / Tätigkeitsbericht | Annual accounts / financial statements / Evidence of financial activity | <ul><li>Most recent annual report or balance sheet.</li><li>Provided by the account holder.</li></ul> |
+| Kontoauszüge | Bank statements | <ul><li>3-6 months of statements.</li><li>Provided by the account holder.</li></ul> |
+| Spender- / Begünstigtenregister | Donor / beneficiary registers | <ul><li>Provided by the account holder.</li></ul> |
+| Formular für politisch exponierte Personen (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
+
+## Homeowners associations {#homeowners-associations}
+
+:::info Document retrieval for homeowners associations
+German homeowners associations (WEG) aren't registered in the Handelsregister, so Swan can't retrieve their documents. The account holder provides all documents listed in this section.
+:::
+
+### Legal forms {#homeowners-types}
+
+| Legal form (German) | Description |
+| --- | --- |
+| Wohnungseigentümergemeinschaft (WEG) | Homeowners association |
+
+### Accepted documents {#homeowners-documents}
+
+| Document type (German) | Description | Details |
+| --- | --- | --- |
+| Grundbuchauszug\* | Proof of registration\* | <ul><li>Official registration document showing the homeowners association is active.</li><li>Must be dated.</li><li>Provided by the account holder.</li></ul> |
+| Teilungserklärung | Declaration of division | <ul><li>The founding document of the homeowners association.</li><li>Must be the most recently published version.</li><li>Provided by the account holder.</li></ul> |
+| Protokoll der Eigentümerversammlung\* | Owners' meeting minutes\* | <ul><li>Must be the most recent, within the last **2 years**.</li><li>Should show the appointed property manager (Verwalter) or board members, their roles, and signatures.</li><li>Provided by the account holder.</li></ul> |
+| Verwaltervertrag oder Bestellungsbeschluss | Property manager contract or appointment resolution | <ul><li>Required to confirm who manages the association and has authority to open an account.</li><li>Must be signed and dated.</li><li>Provided by the account holder.</li></ul> |
+| Vollmacht und Personalausweis des Kontoeröffners | Power of Attorney and ID of the account opener | <ul><li>Required when the account opener isn't the property manager or a directly authorized board member.</li><li>The Power of Attorney must clearly grant account-opening and management powers.</li><li>Must be signed by the correct representative(s).</li><li>Must be dated within the last year.</li><li>Provided by the account holder.</li></ul> |
+| Personalausweis des gesetzlichen Vertreters\* | Identity document of the legal representative\* | <ul><li>Must be a valid identity document in color.</li><li>Both sides, if applicable.</li><li>Provided by the account holder.</li></ul> |
+
 :::warning Additional documentation
 Depending on the company type, business activity, and applicable regulations, Swan may request additional documentation at any stage of the account lifecycle. The documents listed on these pages are standard requirements — not an exhaustive list.
 :::
\ No newline at end of file
diff --git a/docs/partnership/document-center/company-registration/italy.mdx b/docs/partnership/document-center/company-registration/italy.mdx
index bb9ea413c7..383c198ed1 100644
--- a/docs/partnership/document-center/company-registration/italy.mdx
+++ b/docs/partnership/document-center/company-registration/italy.mdx
@@ -33,7 +33,7 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Documento d'identità del titolare effettivo* | Identity documents of Ultimate Beneficial Owners (UBOs)* | <ul><li>All valid identity (ID) documents are accepted.</li><li>If the ID does not include an Italian tax ID number, the Italian national health card (*Tessera Sanitaria*) will be requested.</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
 | Prova dell'indirizzo personale | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Procura <br /> Documento d'identità del rappresentante legale | Power of Attorney and ID document of the legal representative | <ul><li>Must be dated within the last year and signed.</li><li>An ID document is required if the legal representative is not the account holder.</li></ul> |
-| Modulo per le persone politicamente esposte | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on communication preferences).</li><li>Must be dated and signed.</li></ul> |
+| Modulo per le persone politicamente esposte | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on communication preferences).</li><li>Must be dated and signed.</li></ul> |
 | Bilancio finanziario | Financial statements | <ul><li>Retrieved by Swan</li><li>Must be dated within the last 3 months.</li></ul> |
 | Dichiarazione giurata degli azionari effettivi della società | Sworn statement | <ul><li>Must be signed and dated within the last 3 months.</li></ul> |
 | Organigramma aziendale | Company structure chart | <ul><li>An internal company document showing the holding structure.</li></ul> |
@@ -53,9 +53,9 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Document type (Italian) | Description | Details |
 |---|---|---|
 | Visura Camerale (Visura Ordinaria della società di Capitale)* | Proof of registration* | <ul><li>Retrieved by Swan</li><li>Applies if the type of activity requires registration.</li><li>Must be issued by an official source and dated.</li></ul> |
-| Dichiarazione delle imposte all'Agenzia delle Entrate | Individual tax return document | <ul><li>Retrieved by Swan if the VAT (Value-Added Tax) number is provided in the onboarding form.</li><li>If the VAT number is not provided, it will be requested directly from the end user.</li><li>Only the most recent tax return is accepted.</li></ul> |
+| Dichiarazione delle imposte all'Agenzia delle Entrate | Individual tax return document | <ul><li>Retrieved by Swan if the VAT (Value-Added Tax) number is provided in the onboarding form.</li><li>If the VAT number is not provided, it will be requested directly from the user.</li><li>Only the most recent tax return is accepted.</li></ul> |
 | Prova dell'indirizzo | Proof of address | <ul><li>Must be dated within the last 3 months.</li></ul> |
-| Modulo per le persone politicamente esposte | Politically Exposed Person (PEP) form | <ul><li>This will be sent to the end user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
+| Modulo per le persone politicamente esposte | Politically Exposed Person (PEP) form | <ul><li>This will be sent to the user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
 | Bilancio finanziario | Financial statements | <ul><li>Requested if their activity isn't registered.</li><li>Must be dated within the last 3 months.</li></ul> |
 
 ## Associations {#associations}
@@ -78,12 +78,17 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 
 | Document type (Italian) | Description | Details |
 |---|---|---|
+| Visura camerale / Iscrizione al RUNTS* | Proof of registration* | <ul><li>Must be issued by an official source and dated.</li><li>Retrieved by Swan when available; otherwise provided by the account holder.</li></ul> |
 | Statuto sociale / Atto costitutivo della società | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li></ul> |
 | Verbali, regolamento interno, elenco dei membri, registri di voto o documenti dei membri del consiglio* | Meeting minutes, house rules, member lists, voting records, or board documents* | <ul><li>Must be the latest versions.</li></ul> |
 | Visura ordinaria della società di capitale | UBO certificate (if applicable) | <ul><li>An internal company document.</li><li>Must be signed.</li></ul> |
-| Documento d'identità dell'azionario effettivo | ID documents of UBOs | <ul><li>All valid ID documents (including passports) are accepted.</li><li>If the end user doesn't provide the new ID (which includes the tax ID), the Italian national health card (Tessera Sanitaria) will be requested to retrieve the tax ID.</li></ul> |
+| Documento d'identità dell'azionario effettivo | ID documents of UBOs | <ul><li>All valid ID documents (including passports) are accepted.</li><li>If the user doesn't provide the new ID (which includes the tax ID), the Italian national health card (Tessera Sanitaria) will be requested to retrieve the tax ID.</li></ul> |
 | Prova dell'indirizzo personale dell'azionario effettivo | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Dichiarazione dei redditi dell'impresa | Company income tax return | <ul><li>Must be the most recent tax return.</li></ul> |
+| Prova dell'indirizzo della sede legale | Proof of company address | <ul><li>Must be dated within the last 3 months.</li><li>Provided by the account holder.</li></ul> |
+| Procura <br /> Documento d'identità del rappresentante legale | Power of Attorney and ID document of the legal representative | <ul><li>Must be dated within the last year and signed.</li><li>An ID document is required if the legal representative is not the account holder.</li><li>Provided by the account holder.</li></ul> |
+| Struttura organizzativa / Organigramma | Governance structure documentation | <ul><li>Required when the association's governance structure is complex or not clear from other documents.</li><li>Provided by the account holder.</li></ul> |
+| Modulo per le persone politicamente esposte | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
 
 :::warning Additional documentation
 Depending on the company type, business activity, and applicable regulations, Swan may request additional documentation at any stage of the account lifecycle. The documents listed on these pages are standard requirements — not an exhaustive list.
diff --git a/docs/partnership/document-center/company-registration/netherlands.mdx b/docs/partnership/document-center/company-registration/netherlands.mdx
index 7c848ff75c..665aaf5354 100644
--- a/docs/partnership/document-center/company-registration/netherlands.mdx
+++ b/docs/partnership/document-center/company-registration/netherlands.mdx
@@ -26,11 +26,11 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 |---|---|---|
 | Uittreksel Handelsregister* | Proof of Registration* | <ul><li>Must be official and dated.</li><li>Retrieved by Swan from the Chamber of Commerce (KVK).</li></ul> |
 | KVK uittreksel UBO-register | Ultimate Beneficial Owner (UBO) certificate | <ul><li>Official document signed and stamped.</li><li>Requested if not clearly shown on proof of registration.</li></ul> |
-| Akte van Oprichting | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Must include company name, objectives, and management structure.</li></ul> |
+| Akte van Oprichting | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Must include company name, objectives, and management structure.</li></ul> |
 | Identiteitsdocument voor elke uiteindelijk begunstigde | Identity document of UBOs | <ul><li>All valid identity documents are accepted.</li><li>Must be in color (both sides if applicable).</li></ul> |
 | Bewijs van adres voor elke uiteindelijk begunstigde | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Volmacht en het identiteitsbewijs van de wettelijke vertegenwoordiger | Power of Attorney (POA) and identity document of the legal representative | <ul><li>Must be dated (within the last year) and signed.</li><li>Identity document required if the legal representative is not the account holder.</li><li>Document must be in color.</li></ul> |
-| PEP-verklaring | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
+| PEP-verklaring | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
 | Financiële overzichten | Financial statements | <ul><li>Most recent annual report or balance sheet.</li><li>Must be dated within the last 3 months.</li></ul> |
 | Beëdigde verklaring | Sworn statement | <ul><li>Must be signed and dated within the last 3 months.</li></ul> |
 | Organigram | Company structure chart | <ul><li>Internal company document showing the ownership or holding structure.</li></ul> |
@@ -50,7 +50,7 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Uittreksel Handelsregister* | Proof of Registration* | <ul><li>Must be official and dated.</li><li>Retrieved by Swan from the Chamber of Commerce (KVK).</li></ul> |
 | Bewijs van adres | Proof of address | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Aangifte inkomstenbelasting voor ondernemers | Business income tax return | <ul><li>Most recent (previous year).</li><li>Issued by the Dutch Tax Administration (*Belastingdienst*).</li></ul> |
-| PEP-verklaring | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
+| PEP-verklaring | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
 
 ## Associations and Foundations {#associations}
 
@@ -67,16 +67,18 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 
 | **Document type (Dutch)** | **Description** | **Details** |
 |---|---|---|
-| Uittreksel Handelsregister* | Proof of Registration* | <ul><li>Must be official and dated.</li><li>Retrieved by Swan from the Chamber of Commerce (KVK).</li></ul> |
+| Uittreksel Handelsregister* | Proof of Registration* | <ul><li>Must be official and dated within the last 3 months.</li><li>Retrieved by Swan from the Chamber of Commerce (KVK).</li></ul> |
 | KVK uittreksel UBO-register | Ultimate Beneficial Owner (UBO) certificate | <ul><li>Official document signed and stamped.</li><li>Requested if not clearly shown on proof of registration.</li></ul> |
-| Akte van Oprichting | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Must include company name, objectives, and management structure.</li></ul> |
+| Akte van Oprichting | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Must include company name, objectives, and management structure.</li></ul> |
 | Notulen vergadering | Meeting minutes, house rules, member list, voting records, or board member documents | <ul><li>Only required once members or investors are onboarded.</li><li>Not required for Foundations.</li><li>Must be the latest versions.</li><li>Signed by attendees.</li></ul> |
 | Bewijs van adres | Proof of address | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Aangifte vennootschapsbelasting | Business income tax return | <ul><li>Most recent (for the previous year).</li><li>Issued by the Dutch Tax Administration (*Belastingdienst*).</li></ul> |
 | Volmacht en het identiteitsbewijs van de wettelijke vertegenwoordiger | Power of Attorney and identity document of the legal representative | <ul><li>Must be dated (within the last year) and signed.</li><li>Identity document required if the legal representative is not the account holder.</li></ul> |
 | Identiteitsdocument voor elke uiteindelijk begunstigde | Identity document of UBOs | <ul><li>All valid identity documents are accepted.</li><li>Must be in color (both sides if applicable).</li></ul> |
 | Bewijs van adres voor elke uiteindelijk begunstigde | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
-| PEP-verklaring | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
+| Organisatiestructuur / Organogram | Governance structure documentation | <ul><li>Required when the association's governance structure is complex or not clear from other documents.</li><li>Provided by the account holder.</li></ul> |
+| Lidmaatschapsovereenkomst* | Membership agreement* | <ul><li>Must include member names, terms, and conditions of membership.</li></ul> |
+| PEP-verklaring | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
 
 ## Cooperatives {#cooperatives}
 
@@ -90,7 +92,7 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 
 | **Document type (Dutch)** | **Description** | **Details** |
 |---|---|---|
-| Bedrijfsprofiel – KVK extract* | Proof of Registration* | <ul><li>Must be official and dated.</li><li>Retrieved by Swan from the Chamber of Commerce (KVK).</li></ul> |
+| Bedrijfsprofiel – KVK extract* | Proof of Registration* | <ul><li>Must be official and dated within the last 3 months.</li><li>Retrieved by Swan from the Chamber of Commerce (KVK).</li></ul> |
 | Lidmaatschapsovereenkomst* | Membership agreement* | <ul><li>Must include member names, terms, and conditions of membership.</li></ul> |
 | Akte van Oprichting | Articles of Association | <ul><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Must include company objectives and management structure.</li></ul> |
 | KVK uittreksel UBO-register | Ultimate Beneficial Owner (UBO) certificate | <ul><li>Official document signed and stamped.</li><li>Requested if not clearly shown on proof of registration.</li><li>If not available, a membership certificate, share certificate, or UBO confirmation letter may be accepted.</li><li>Screenshots of the UBO declaration to KVK are not accepted.</li></ul> |
@@ -101,7 +103,7 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Volmacht en het identiteitsbewijs van de wettelijke vertegenwoordiger | Power of Attorney and identity document of the legal representative | <ul><li>Must be dated (within the last year) and signed.</li><li>Identity document required if the legal representative is not the account holder.</li></ul> |
 | Identiteitsdocument voor elke uiteindelijk begunstigde | Identity document of UBOs | <ul><li>All valid identity documents are accepted.</li><li>Must be in color (both sides if applicable).</li></ul> |
 | Bewijs van adres voor elke uiteindelijk begunstigde | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
-| PEP-verklaring | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user.</li><li>Must be signed and dated.</li></ul> |
+| PEP-verklaring | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user.</li><li>Must be signed and dated.</li></ul> |
 
 :::warning Additional documentation
 Depending on the company type, business activity, and applicable regulations, Swan may request additional documentation at any stage of the account lifecycle. The documents listed on these pages are standard requirements — not an exhaustive list.
diff --git a/docs/partnership/document-center/company-registration/spain.mdx b/docs/partnership/document-center/company-registration/spain.mdx
index 5e0681e96c..9c80be266d 100644
--- a/docs/partnership/document-center/company-registration/spain.mdx
+++ b/docs/partnership/document-center/company-registration/spain.mdx
@@ -40,7 +40,7 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Documento de identidad de los UBOs | Identity document of UBOs | <ul><li>Must be an official and valid document.</li></ul> |
 | Justificante de domicilio de los UBOs | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Poder Notarial: Apoderado General or Apoderado Especial, and <br/> documento de identidad of the legal representative | Power of Attorney: general or special attorney, and the identity document of the legal representative | <ul><li>POA must be dated (within the last year) and signed.</li><li>Identity document of the legal representative if they are not the account holder.</li><li>Must be submitted in color, both sides (if applicable).</li></ul> |
-| Formulario de Persona Expuesta Políticamente (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
+| Formulario de Persona Expuesta Políticamente (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
 | Estados financieros | Financial statements | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Declaración jurada | Sworn statement | <ul><li>Must be dated and signed within the last 3 months.</li></ul> |
 | Organigrama de la empresa | Company structure chart | <ul><li>An internal company document.</li></ul> |
@@ -65,8 +65,8 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 | Justificante de domicilio | Proof of address | <ul><li>Must be dated within the last 3 months.</li></ul> |
 | Declaración de la renta | Income tax return | <ul><li>Must be the most recent tax return.</li></ul> |
 | Poder Notarial and the documento de identidad of the legal representative | Power of attorney and the identity document of the legal representative | <ul><li>Must be dated (within the last year) and signed.</li><li>An identity document is required if the legal representative isn't the account holder.</li></ul> |
-| Formulario de Persona Expuesta Políticamente (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
 | Justificante de ingresos | Proof of income | <ul><li>Tax return or pay slip are accepted.</li></ul> |
+| Formulario de Persona Expuesta Políticamente (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be dated and signed.</li></ul> |
 
 ## Associations and homeowners associations {#associations}
 
@@ -81,17 +81,20 @@ import DocumentsIntro from '../partials/_intro-registration.mdx';
 
 | Document type (Spanish) | Description | Details |
 |---|---|---|
-| Certificación de inscripción en el Registro de Asociaciones Autonómico o en el Registro Nacional de Asociaciones* | Certification of registration in the Autonomous Registry of Associations or in the National Registry of Associations* | <ul><li>Only applies to associations.</li></ul> |
-| Acta Fundacional* | Founding act* | <ul><li>Only applies to associations.</li></ul> |
-| Documento de identidad* | Identity document* | <ul><li>Only applies to associations.</li><li>Required for all members and the person opening the account.</li></ul> |
-| Acta de la Última junta or Certificado de Cargos* | Meeting minutes or a certificate of positions or roles* | <ul><li>Only applies to homeowners associations.</li><li>Either one of these documents will be accepted.</li><li>Meeting minutes must be the latest ones within the past two years.</li></ul> |
-| Tarjeta acreditativa de Número del Identificación Fiscal (NIF)* | Tax identification card* | <ul><li>Only applies to homeowners associations.</li><li>Must be dated and signed within the last 3 months.</li></ul> |
-| Justificante de domicilio* | Proof of company address* | <ul><li>Must be dated within the last 3 months.</li></ul> |
-| Declaración de la Renta | Income tax return | <ul><li>Must be the most recent tax return.</li></ul> |
-| Poder notarial and documento de identidad | Power of attorney and identity document | <ul><li>Must be dated within the last year.</li><li>Identity document is required if the legal representative isn't the account holder.</li></ul> |
-| Documento de identidad de los UBOs | Identity document of UBOs | <ul><li>An official and valid document.</li></ul> |
-| Justificante de domicilio de los UBOs | Proof of address of UBOs | <ul><li>Must be dated within the last 3 months.</li></ul> |
-| Formulario de Persona Expuesta Políticamente (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the end user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
+| Certificado del Registro Nacional o Autonómico de Asociaciones* | Certification of registration in the Autonomous Registry of Associations or in the National Registry of Associations* | <ul><li>Only applies to associations.</li><li>Must be the most recent, or issued within the last 3 months.</li></ul> |
+| Acta Fundacional* | Founding act* | <ul><li>Only applies to associations.</li><li>Must be the most recent, or issued within the last 3 months.</li></ul> |
+| Documento de identidad | Identity document | <ul><li>Only applies to associations.</li><li>Required for the president, legal representative, and the persons opening the account.</li></ul> |
+| Acta de la Última junta / Certificado de Cargos* | Meeting minutes or a certificate of positions or roles* | <ul><li>Either one of these documents will be accepted.</li><li>Meeting minutes must be the latest ones within the past two years.</li></ul> |
+| Tarjeta acreditativa de Número de Identificación Fiscal (NIF)* | Tax identification card* | <ul><li>Only applies to homeowners associations.</li><li>Must be dated and signed within the last 3 months.</li></ul> |
+| Justificante de domicilio de la asociación | Proof of company address | <ul><li>Must be dated within the last 3 months.</li></ul> |
+| Cuentas anuales / Estados financieros / Declaraciones fiscales | Evidence of financial situation, including income tax return | <ul><li>Must be the latest version of the document.</li></ul> |
+| Poder notarial y Documento de identidad | Power of attorney and identity document | <ul><li>Must be dated within the last year.</li><li>Identity document is required if the legal representative isn't the account holder.</li></ul> |
+| Documento de identidad de los UBOs / Personas con control efectivo | Identity document of UBOs / Persons with effective control | <ul><li>An official and valid document.</li></ul> |
+| Certificación de estatutos sociales* | Articles of Association* | <ul><li>Only applies to associations.</li><li>Must be dated and signed.</li><li>Must be the most recently published version.</li><li>If amendments have been made, it must be dated within the last **6 months**.</li><li>Provided by the account holder.</li></ul> |
+| Estructura organizativa / Organigrama | Governance structure documentation | <ul><li>Required when the association's governance structure is complex or not clear from other documents.</li><li>Provided by the account holder.</li></ul> |
+| Formulario de Persona Expuesta Políticamente (PEP) | Politically Exposed Person (PEP) form | <ul><li>Will be sent to the user (based on your communication preferences).</li><li>Must be signed and dated.</li></ul> |
+| Declaración de cumplimiento PBC/FT — Artículo 42 Ley 10/2010 | Compliance document | <ul><li>The latest version of this document.</li></ul> |
+| Cuestionario de actividad y financiación / Memoria de actividades | Activity and funding questionnaire | <ul><li>The latest version of this document.</li></ul> |
 
 :::warning Additional documentation
 Depending on the company type, business activity, and applicable regulations, Swan may request additional documentation at any stage of the account lifecycle. The documents listed on these pages are standard requirements — not an exhaustive list.